Beta · by Guava AI

Tips

Light speed payments

Bring two phones together and the money moves. No account numbers, no typing names, no waiting.

Try the beta

Beta. Open on your phone.

The Tips pay screen: You're sending ₦2k, with a large pink circle and the words Bump phones with the receiver, or tap to choose.
How it works

Three steps. The other person presses nothing.

Typing ₦2,000, with the balance left after this shown underneath.
01

Type the amount.

You see what will be left in your balance as you type.

The pink circle, with the words Bump phones with the receiver.
02

Bump phones.

The other person just keeps Tips open.

A green tick and Sent ₦2,000 to Musa A.
03

Done.

Both phones show it straight away.

The Tips home screen: a balance, Add money and Withdraw, recent payments, and a large Pay button.
The Tips lock screen asking for a six-digit PIN.
What else it does

A wallet, not only a bump.

  • Pick someone nearby from a list when you would rather not bump.
  • Airtime, data and bills in one place, with your usual payments one tap away.
  • Locked with your PIN, face or fingerprint every time you open it.
  • Add money, withdraw, and a clear history.
Where it is today

In beta, and growing.

Tips is in beta while we finish the installed app for iPhone and Android.

It runs in your phone's browserNothing to install. Open the link and it works.
Add it to your Home ScreenIt then opens like any other app.
The installed app comes nextFor iPhone and Android.

Bring phones together. Money moves.

Try the beta

Beta. Open on your phone.